Stockholm congestion tax and roads in general

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Have been borrowing a couple of cars quite recently and I have just noticed that its cheaper to take a car from inside the city and pay the congestion charge than to pay the average day car parking fee, now I am not sure how that helps matters. Surely it would be better to leave the car at home and just use public transport until I need the car. I haven’t looked at how much a monthly permit is but I wonder whether it is cheaper than the 25Kr a day it costs in congestion charge at the times that I use it…